Types of Loans

What Exactly Is a Loan? Generally speaking, a loan is a type of credit instrument in which a sum of money is loaned to another party in exchange for future repayment of the loan's value or principal amount. Most of the time, the lender…

Classroom Prayer (Ready to Print)

Free downloadable classroom prayer in Microsoft Publisher format. Prayers are a good source of passing the morals and values to the student. Morning assembly conducted in the schools everyday play a vital role in imposing good morals…

E-Class Record Templates (K-12)

The Department of Education (DepEd) provides these Electronic Class Record (ECR) Templates free for use by all public school teachers. The templates allow for computation of grades consistent with DepEd Order No. 8, s. 2015, also known as…